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Kindly be advised that only a selected number of accounts allow you to access funds at any point that you require. These accounts are listed as follows; https://www.standardbank.co.za/southafrica/personal/products-and-services/grow-your-money/savings-an.... With regards to other savings accounts, you can only access the funds at maturity, with a notice or only a portion of it. Kindly be advised that you will need to visit your nearest branch or contact customer care on 0860 123 000 in order to be assisted further.