Good afternoon! Are you interested in royalty database? We're intellectual property database, so using our database You can search for royalties that may be used further for management consulting, tax and law projects Then follow this link for further information https://www.royaltyrange.com/ or please write to [email protected] Cheers!
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Please be advised that the branch at Mall of the South ( Swartkoppies Road And Kliprivier Drive, Shop G146, Mall Of The South, Rispark Ah, Johannesburg, City Of Johannesburg) Operates from 8h30 AM - 5h00 PM from Monday to Friday. As well as 8h30 AM to 13h00 PM on Saturdays.
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Good day, I would like to buy- and hold currency in pounds sterling (GBP); and perhaps US$ This is not necessariy for transactions - I merely want to keep some funds in a foreign currency; and perhaps benefit as the rate changes. I could simply buy pounds or dollars through a broker; and if Standard Bank does not offer such an account (in a currency other than rands), I will do so, but I'd rather transact through my bank, than look elsewhere. I see that it's possible to do this using SHYFT, but I'm not happy with the idea of telephone banking, given the recent huge losses which some account holders have suffered through PIN-swop fraud, without any way to get their funds returned to them. I also need to know that such an investment is safe and not so expensive that an investor loses any possible benefits, to "management fees" and commissions. Please let me know whether it's possible to hold foreign cash in an account with you; and whether this gains any normal interest or suffers from bank fees or other charges. Thank you Rob Manzoni 082 788 4398
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We would love to be able to contribute positively towards the reduction of this epidemics financial impact on those indictable. However we just can't seem to get through the corporate channels or maybe we simply do not know how to get through to the right person at Standard bank to discuss our offering. Many help would be appreciated.
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Incredibly powerful insights here. Wonderful to see how many women are persevering in the entrepreneurial space despite clear challenges. Thank you to the #SBIncubator and the Lionesses of Africa for your continued commitment to entrepreneurial success on the continent.
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As Johannesburg celebrates its 130 th birthday, so does Standard Bank’s first Johannesburg-based branch. Being only a week younger than Gauteng’s provincial capital, the branch is also the city’s oldest, having developed in tandem with its economy.
Born the same year as what was once a frontier mining settlement, Standard Bank’s first ‘branch’ in Johannesburg commenced business when DP Ross opened the flaps of his tent at Ferreira’s Camp, a diverse collection of 70 to 80 erections, iron and reed “shanties” which housed a couple of hundred inhabitants who sold drink and other commodities to the surrounding diggers, in October 1886. According to a witness, “The Standard Bank is a very small marquee tent, which holds the manager, the safe, the table, the iron box, and the one customer who occupies the spare chair… A piece of paper pinned to the flap is an intimation of the hours at which the front strings will be untied.”
From November, the branch rented a single room in the only brick building in town. Yet, despite its modest accommodation, the demand for the bank’s services - mainly accepting gold against advances - was immense, and a month later it boasted a handsome profit. As business grew, the bank relocated to a newly built, imposing building on Erf 506.
During late 1887, business soared: ‘Share mania’ was rife at this time, and T Henderson (who succeeded Ross as manager) granted many advances against the security of shares during the 1888 boom. Though he allowed for a 50% fall in prices many of the branch’s advances ended up as bad debts when the share bubble burst a year later.
Despite this, the branch still outgrew its accommodation. In September 1890, it moved into a new building on Commissioner St. Modern for the time, the premises were fitted with electricity throughout.
The advent of the South African War in 1899 stalled most of South Africa’s burgeoning industries. Yet, Standard Bank survived, though its operations were muted. Servicing both Boers and ‘Uitlanders’, the bank remained neutral – and open – throughout the conflict.
The end of the war in 1902 saw business pick up, and the bank was able to buy four stands fronting Commissioner, Harrison and Fox Streets. Designed by Stucke & Harrison, the impressive building erected on the site featured one of the largest banking halls in the world. The building was completed in 1908 and was a symbol of the bank’s confidence in Johannesburg.
But another conflict would soon disrupt the bank’s equilibrium: WWI led to staff shortages as employees left for service. The bank had no choice but to employ women for the first time, and, in December 1915, 34 ‘lady clerks’ were appointed to the branch.
After the 1930s, Johannesburg became the country’s most important commercial centre. Inevitably, the bank moved its head office there in 1959. However, the Commissioner St branch couldn’t accommodate its entire staff, so, in 1962, the bank decided to build a separate, prestigious office in Fox Street that opened in 1970.
Since the 1970s, the Johannesburg branch has been extensively modernised, yet its original splendour has been deferentially maintained. This reflects Standard Bank’s approach to its operations today: The institution’s 154-year-old experience, 130 of which were in Johannesburg, is combined with world-class technology and processes to ensure that it makes progress real for its clients – not just in modern Johannesburg, but throughout Africa and the world.
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When Founder and CEO of Lionesses of Africa Melanie Hawken welcomed an estimated 200 female entrepreneurs to the inaugural Lionesses of Africa Conference 2016 held on 12 October in Sandton, she remarked that every woman should leave the event feeling like they can achieve anything. If the responses and mood of the attendees was any indication, she got her wish: All were absorbed and inspired throughout the event, from the stirring speeches given by successful business women to the thought-provoking panel discussions.
The Lionesses of Africa Conference 2016 is an initiative launched by Lionesses of Africa, a social enterprise and popular digital home to 200 000+ women entrepreneurs throughout Africa, and various well-known corporations, including Standard Bank, the financial corporation that positions itself as the bank for entrepreneurs and is committed to growth in Africa.
Under the theme of Powering a New Era of Women’s Entrepreneurship in Africa, the attendees discussed the major challenges affecting the continued growth and development of women’s entrepreneurship on the continent (such as the ingrained perceptions in both Western and African cultures that hold women back, the complexities of ‘going global’, and the difficulty of obtaining investment capital), explored possible solutions to overcome some of those challenges, and celebrated those who are making a difference. Delegates were also treated to the launch of some exciting new initiatives and opportunities, an Open Innovation Competition launched by GE Africa Innovation Centre, addresses by inspirational speakers and topical panel discussions.
Ms Hawkins revealed that the conference is the realisation of her two-year vision for Lionesses of Africa; it represents, she said, the way forward for the continent, because women entrepreneurs are the way forward – they can make great things happen in Africa.
This assertion is echoed by Funeka Montjane, Chief Executive Officer, Personal and Business Banking South Africa at Standard Bank. She explains that the fortunes of all corporations, government institutions and businesses are linked to the fortunes of the average person. If they prosper, the economy prospers, thus nurturing the spirit of entrepreneurship that is inherent in all Africans, specifically African women, will move us all forward.
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Lionesses of Africa, the social enterprise and popular digital home for 200 000+ women entrepreneurs throughout Africa, will mark the two-year anniversary of its launch with a special event taking place today in Johannesburg: The inaugural Lionesses of Africa Conference 2016, to be held at the Inanda Club, will bring together an estimated 200 women entrepreneurs from all corners of the continent with the goal of further developing and supporting female-lead businesses.
Lionesses of Africa Founder and CEO Melanie Hawken believes that the insights of the attending entrepreneurs are critical to empowering a new generation of women who are following in their footsteps. She believes that by sharing their combined knowledge and experience, and by connecting for greater business success, a new, women-centric and opportunity-filled entrepreneurial landscape can be created in Africa.
Under theme of Powering a New Era of Women’s Entrepreneurship in Africa, women at the conference will discuss the major challenges affecting the continued growth and development of women’s entrepreneurship on the continent, explore possible solutions to some of those challenges, and celebrate those who are making a difference. Delegates can also look forward to the launch of some exciting new initiatives, an Open Innovation Competition launched by GE Africa Innovation Centre, addresses by inspirational guest and keynote speakers, a cocktail party showcasing luxury products created by some of Africa’s leading female designers, and entertainment from DJ Thalia and saxophonist Ayo.
According to Funeka Montjane, Chief Executive Officer, Personal and Business Banking South Africa at the conference‘s lead sponsor, Standard Bank, supporting women entreprenuers across the continent through the conference has boosted the bank’s main vision of driving Africa’s growth. She also brings attention to the fact that the financial institution supports and encourages female entrepreneurs in many ways, from taking them on as clients, to sponsoring events such as these and the upcoming Lioness Lean In Breakfasts.
Ms Montjane further asserts that women on the continet are moving forward; the Lionesses of Africa Conference 2016 is not just a partnership, but a way to engage with ambitious women and deliver to them what matters.
To follow the conversation or join in, follow #entrepreneurialspirit.
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Currently, an influential group of leading South African business executives, key government officials, and labour representatives are in the iconic city of New York to tell the word – and most importantly, international investors – that South Africa is open for business.
Standard Bank, in partnership with the South African National Treasury, the Johannesburg Stock Exchange (JSE), Old Mutual and UBS are currently sponsoring the fourth annual SA Tomorrow Investor Conference, which takes place in the bustling US metropolis on 4 to 5 October.
The key objective of the SA Tomorrow Conference is to showcase South Africa as a key investment destination and highlight that the country is “open for business”. Progress on initiatives to achieve fiscal consolidation and structural reform will be discussed, including the country’s Nine-point Plan for jobs and growth, which encompasses:
Resolving the energy challenge
Revitalising agriculture and the agro-processing value chain
Advancing beneficiation of South Africa’s mineral wealth
Implementing a high-impact Industrial Policy Action Plan
Encouraging private-sector investment
Moderating workplace conflict
Unlocking the potential of SMMEs, township and rural enterprises
Boosting the role of state-owned companies and strengthening ICT, water, sanitation and transport infrastructure
Operation Phakisa: growing the ocean economy and other sectors
With over American institutional investors expected to attend, the event will provide a networking platform for engagement between South African policymakers, senior executives from top-listed companies and investment professionals such as Finance Minister Pravin Gordhan, SA Reserve Bank Governor Lesetja Kganyago and Standard Bank Group Chief Executive Sim Tshabalala.
To keep up with the developments or contribute to the conversation, simply follow #SAopenforbusiness on Twitter.
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You’ve booked your flight and hotel, put together your itinerary, and even planned your outfits for your dream holiday abroad. Only one small, but critical detail remains: How will you spend and with what?
It seems like an obvious question, but there are many options depending on your budget and destination. Currently, the most popular among today’s jet set are the credit card and travel wallet. The credit card has been around for decades, but the travel wallet is a much more recent innovation and, so, the concept is new to many.
Basically, travel wallets are swipe cards on which you can preload the currency of the country or countries to which you’re travelling to swipe or withdraw from local ATMs. It may be hard to tell which is better for you, but to help you make the right choice, we’ve set up a simple comparison:
Lock-in exchange rate: When you load money onto your travel money card, you’ll lock an exchange rate, meaning you don’t have to worry about the fluctuating value of the rand.
Multiple currencies: Different currencies can be loaded on your travel wallet, but only at one time. This means that you won’t have to pay a currency conversion fee if you’re transacting in the same currency.
Enhanced safety: If your travel wallet is stolen, there’s no risk to your finances above what you load onto the card. Furthermore, travel wallets are usually protected by chips and/or PINs.
Higher fees: Some travel cards charge higher fees in general, including purchase fees, issue fees and load fees. It’s a good idea to compare products before making a commitment.
Loading times: Because a travel wallet needs to be loaded with currency prior to your trip, your money may not show immediately.
Limited to currencies available: If your bank doesn’t support a certain country’s currency, a credit card may be the way to go.
More money available: Funds are available up to your limit - useful for hotel and car hire pre-authorisations and emergencies.
No merchant fees: There’s usually no swiping fee when using your credit card overseas, however there’ll be a currency conversion charge.
Costly withdrawals: It’s expensive to withdraw from an ATM. Generally, you’ll be charged with a cash advance fee and interest will grow as soon as you withdraw.
Interest charges: You’ll need to spend carefully, because if you don't pay off your balance in full when you get back, you'll be charged interest on it.
Currency fluctuations: This may mean that the same local price may result in a different amount charged to your account every time, as currency exchange rates fluctuate.
Overall, it’s hard to compare a credit card and travel wallet; choosing one or the other depends on preferences and circumstances. In some cases, it may be useful to have both.
If you’re preparing for a holiday abroad, why not use our credit card and Travel wallet pages to help make your decision?
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Stokvels, community-based savings schemes, have become more popular across all income segments. Customarily, they are invitation-only savings clubs where members contribute fixed sums of money to a central fund at designated intervals. They are governed by a formal or informal constitution that prescribes contributions, pay-outs, and member responsibilities. More and more people adopting the principles of community saving are doing so for purposes other than what was accepted as a norm some years ago (funerals, school fees etc.).
These savings schemes have mushroomed across the country as they provide members with access to investment vehicles, such as property and the Johannesburg Stock Exchange (JSE). However, most important in the current economic climate is their time-honoured ability to help members handle major family and financial needs.
So why would people who have some disposal income turn to stokvels?
Stokvels are a great way to force yourself to save, as you make a monthly monetary obligation to a group.
It’s hard to just withdraw from a stokvel when you know the members, reinforcing discipline.
Nominated chairpersons and treasurers ensure that the group’s constitution is adhered to.
Stokvels are also easy to set up, and banks now have special accounts for group savings schemes. If you want to set up a stokvel, or if you’re already part of one and want to formalise it, our Society Scheme account is ideal for any groups that save together. This option is safer, more convenient and you can also use digital banking to deposit and pay money to members.
Always remember to ensure that group schemes are safe and legal – if anything sounds too good to be true, it often is.
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Buying a home is expensive; most of us would not be able to do it without help from our bank in the form of a home loan (or bond). However, although necessary to help us achieve one of life’s most important goals, home loans do need to be paid back with interest in the form of monthly instalments over a number of years. Like any loan repayment, this can take a significant portion from our salaries each month.
Fortunately, there are many ways you can save money here or there and then use it to increase your monthly repayments, shaving years off your repayment term. Let’s look at an example:
Say you take out a home loan for R1 million at an interest rate of 10% per year for 20 years. Each month, you will pay a R9 650 instalment to meet the repayment term. But if you add R1 404, bringing your instalment to R11 054, you will pay off your home loan in 15 years – five years less.
Now, R1 404 is a lot of money for most people, but some simple lifestyle changes can help anyone save a good chunk of cash each month:
Drink less coffee: Most of us need coffee to get going in the mornings, but buying one from a chain is a financial death trap. On average, a “designer” cappuccino costs R25. One every weekday morning adds up to R500 each month.
Take lunch to work: Take-away lunches cost around R50. If you have one three times a week, that’s R600 a month. A good idea is to prepare your work snacks from your dinner leftovers the night before.
Sign up for rewards programmes: Most retailers these days reward customers for shopping in their stores with discounts or two-for-one specials, for example. Taking advantage of these offers can save you hundreds each month.
Eating out: Restaurant dining and fast food is one of our biggest expenses: the average family of four spends almost R15 000 annually on takeaways. The solution? Limit this treat to once or twice a month.
Plan your errands: Plan to do your shopping, bill paying etc. all in one place on one day so you save petrol and, so, money.
Of course, the best strategy is a pre-emptive one: Save for a deposit of at least 10% of the purchase price before you buy. This will help you decrease your monthly repayment amounts, allowing you to more easily increase them in future.
To see how many years you can cut down your repayment term, try our Home Loans calculator.
You can also learn more about our Home Loans here: https://www.standardbank.co.za/standardbank/Personal/Borrowing/Home-Loans?cid=SO_LAuC1
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In this time of rising interest rates, many consumers are reaching for their calculators to work out just what it might mean for their home loan repayments. If you’re among them and think you might struggle in the near future, you may want to consider some solutions to reduce the impact on your family.
Below, we highlight a handful of ways that can help keep you afloat:
Keep a record of everything that is spent over a month Examining your expenses critically will reveal where money can be saved. Reducing spending on ‘non-essentials’ can make a huge difference, especially when you cost these items out over 12 months. For example, you can save about R4 200 a year if you if you cancel your satellite TV subscription. It may seem like a little less fun, but it’s worth it to secure your home.
Seeing if your savings enable you to pay more than required into your bond This will deliver short-term and long-term benefits. In most cases, it will insulate you from further rate increases. In the long-term, and depending on the size of the increased contribution, you can shave years off your repayment period and save on interest payments.
Allocating a portion of any extra income or an annual bonus payment to your bond This can shield you from interest rate increases and be a great investment in your future. Also, if you have an access bond facility, these extra payments could be accessed in times of financial strain or emergency.
Though it is certain that interests rates will eventually decrease, the cycle will continue. It’s smart to live by the above advice, no matter the state of the economy, to help ensure your financial stability.
Click here for more information on managing your home loan with Standard Bank https://www.standardbank.co.za/standardbank/Personal/Borrowing/Home-Loans?cid=SO_LAuC1
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When you park your car and click your remote to lock, you probably don’t give the action a second thought… We place a lot of trust in that plastic remote, and criminals know this.
Car jamming happens when criminals prevent your car from locking by using a modified remote to override yours to steal your property. This has become such a common occurrence that many shopping centres, filling stations and public parking areas now warn customers about the possibility.
While car and household contents insurance is essential to protect your hard-earned property against loss or damage caused by theft, many insurers in South Africa don’t cover car jamming, as it is not considered ‘forcible entry’. Fortunately, a few quick and simple safety tactics can greatly reduce your odds of becoming a target or lessen the consequences:
Be vigilant when parking your car. Take note of any people in the vicinity, and try to park in well-lit and populated areas.
Make sure you watch and hear the locks engage when you press the lock button on your remote and physically test the doors for good measure.
Many people carry a laptop or other electronics in their vehicles and criminals are well aware of this. Always back up your hard drive, make sure you have a password in place, and never store your banking details in a file that can be found on your device.
It’s better to take expensive electronics with you when you leave your car; you may attract the attention of criminals if they see you loading gear into the boot.
For other hints and tips for your insurance, visit http://www.standardbank.co.za/standardbank/Personal/Insuring/Car-and-home-insurance/Car-and-household-contents-insurance#tab5
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Steadily increasing interest rates and growing everyday expenses mean that financial difficulties can affect even the most stable and sensible financial plan. Falling into debt can happen to anybody, but this situation is manageable with patience, persistence, and a plan.
If you find yourself owing more than you earn, these helpful tips can help you take care of yourself and your family while you get your finances back on track:
Firstly, make contact with your bank’s collections or credit rehabilitation division to work out a payment arrangement. You may negotiate to pay a lesser instalment each month or be granted an extension, which will definitely relieve some financial pressure.
If your debt is for an asset, like a vehicle, consider selling it for the price of the remaining balance (what you still owe on your loan for it) and then pay off the remaining debt.
You could also sell your asset privately to try for a higher price, which could possibly make some profit, as well as help you service your debt.
If you feel that you can’t handle this process alone and need extra protection, you can also consider applying for debt review. This means legal action can’t be taken against you while you’re in the process of paying off your debts. You can contact our Debt Review helpdesk on 0861 111 402.
When it comes to tackling debt, try to identify all proactive debt-reduction solutions and then decide on the ones that best suit your situation and lifestyle. With time, this strategy should help you return to financial stability.
For more information or help managing your finances, please visit http://www.standardbank.co.za/standardbank/Personal/Borrowing/Managing-your-debt
For more Information on our Savings and Investments opportunities, please visit: https://www.standardbank.co.za/standardbank/Personal/Banking/Savings-and-investments?cid=SO_yvd4j
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It is no secret that South Africans don’t save enough due to the rising cost of living and continual increases in the costs of basic requirements. But saving is a habit that, once learned, is easily sustained and can bring major benefits.
Moving from battling to make ends meet every month to becoming an effective saver can be simple if you keep these guidelines in mind:
Draft a budget. Before you can save, you have to know how much you spend.
Identify where you can cut back. A budget usually shows how much money is spent on things that aren’t necessary, helping you save hundreds each month.
Look at your short- and long-term objectives. Having a concrete goal to work towards makes saving easier.
Plan your spending, so that if you receive a 13 th cheque, it’s used to boost your savings rather than paying debt. To achieve this, put aside money every month for holidays and normal expenses.
Once debt is reduced and more is avoided, you should start seeing a positive cash flow and so you can then start thinking about where to put your savings. Banks provide a number of options for a wide range of requirements. Some accounts give you immediate access to your savings, while others limit access to your funds to help build discipline. One of the most recent offerings is a tax-free savings account, which allows you to accumulate up to R30 000 a year, without being taxed on it.
As with all things financial, an advisor can help you develop plans matched to your life stages. For example, in your 20s, consider building a savings base by looking at short- and long-term objectives; your 30s and 40s should focus on retirement, children’s education and ensuring you have a good investment and life insurance plan; in your 50s, estate planning and reviewing requirements for retirement should take precedence.
The earlier you start with a savings plan, the better the benefits, and with July being National Savings Month, there is no better time to get going!
Learn more about our Savings and Investment Plans here: https://www.standardbank.co.za/standardbank/Personal/Banking/Savings-and-investments?cid=SO_yvd4j
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The 2016 Rio Olympics may have come to an end, but the memories, the excitement, achievements and excellence will live on, especially for Team SA, who achieved the impressive medal haul, and the thousands of South Africans who proudly supported them.
From the very start, the 2016 Games brought out the best in South Africa; scrolling through Twitter using the hashtag #TeamSA shows mountains of heartfelt messages of support for our athletes from all corners of the country.
Besides almost-superhuman focus and physical ability, perhaps this wide-scale encouragement inspired the South African Olympians to give their ultimate best, and that best was enough to beat or at least challenge the world’s finest athletes.
Team SA’s Achievements:
Wayde van Niekerk – Men’s 400km
Caster Semenya – Women’s 800km
Chad le Clos – Men’s 200m Freestyle, 100m Butterfly
Cameron van der burgh – Men’s 100m Breaststroke
Luvo Manyonga – Men’s Long Jump
Sunette Viljoen – Women’s Javelin
Shaun Keeling and Lawrence Brittain – Men’s Pair
Henri Schoeman – Triathlon
The gold medals won by Semenya and van Niekerk drove South African’s into a frenzy of national pride that could be easily witnessed on social media. Sporting experts had predicted months in advance that the unstoppable Semenya would win – seemingly effortlessly – in her category, so her claiming of the gold was almost expected. However, the fact that van Niekerk also broke a 17-year-old world record held by the US’s Michael Johnson when he took first place saw his fame further skyrocket at home and abroad, with Johnson even remarking that his record-breaking win of 43.03s was “a massacre”.
Though the performance and conduct of all the South African athletes who competed in this year’s Olympics is a point of pride for South Africa, what cannot get lost in the celebrations and congratulations is that during the period of 5 to 21 August, South Africans willingly and instinctively came together in support of our fellow countrymen and women, showing the international community a diverse nation that is united and patriotic. That is a memory that can never be forgotten and will hopefully inspire all our interactions and relations, now and in the future.
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The downtime will affect your ability to perform certain banking activities and transactions between 7pm on Sunday evening and 3am on Monday morning.
You will still be able to use:
your Standard Bank debit, cheque or credit cards to make in-store purchases and
your Standard Bank debit, cheque or credit cards for cash withdrawals at ATMs
SnapScan, MasterPass TM and Travel Wallet Cards services as usual.
The following services will be interrupted during this period;
ATM deposits will be unavailable.
Standard Bank’s banking app, business online, internet, telephone and cellphone banking services will be unavailable.
There will be limited services at Standard Bank branches, Customer Contact Centres and our AlwaysOn Banking channel via WeChat.
To limit the impact on banking activities, we encourage you to plan ahead and consider doing the following:
Make payments or do banking transactions via the banking app, business online, internet, telephone and cellphone banking before Sunday, 21 August 2016.
Transfer any required money to relevant accounts in advance.
Top up airtime and electricity before the weekend to avoid any shortfall.
Although you will still be able to swipe their debit, cheque or credit cards to make in-store purchases, it is worthwhile to consider having cash on hand.
While Standard Bank recognises the impact of service disruptions on customers, the downtime is necessary to make the system changes.
For any queries, please contact the Standard Bank Customer Contact Centre on 0860 123 000.
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Siphe Macanda of the Daily Dispatch (centre) is the winner of the 2016 Standard Bank Sikuvile Award for Newspaper Journalist of the Year. With him at the awards presentation are Standard Bank Group Chief Executive Sim Tshabalala (left) and Media24 General Manager Ishmet Davidson.
Although a free and independent media is the essential ingredient of democratic development, it cannot be expected to do all the work on its own. The media – and citizens in general – have a right to expect that business also makes a substantial contribution. Business needs to work with government, labour and the media to build and strengthen the habits, rules and the institutions that underpin inclusive and sustainable economic development. This is why we have continued to back the annual Standard Bank Sikuvile Awards, which honoured excellence in journalism in South Africa. The winners in 2016 – the fifth – Sikuvile Awards were on 15 August. What distinguishes a good journalist is their commitment to sifting through the noise, the anecdotes and the hearsay; to looking behind and beyond the obvious stories of the day. Add to this the drive to seek out and understand multiple points of view; and to analysing, contextualising and reporting in a manner that helps us to make sense of the world.
Over the past couple of weeks, we’ve seen ample evidence of the strength of South Africa’s free press as the votes were tallied up in real-time; and as the implications of the results were minutely dissected and as the tough business of coalition negotiations got underway. This year’s Standard Bank Sikuvile Awards honours journalists who have given us the kinds of stories and photographs that have enabled all South Africans to exercise freedom, to judge ideas for ourselves, and to make sense of the world based on objective, comprehensive, and credible reporting.
Here are all the winners in the 2016 Standard Bank Sikuvile Awards
Newspaper Journalist of the Year - Siphe Macanda, Daily Dispatch “Siyenza toilet scandal”
Young Journalist of the Year - Nokuthula Mbatha, The Star “Deep in the devil’s drug”
South Africa Story of the Year - Beauregard Tromp and James Oatway, Sunday Times “The Killing of Emmanual Sithole”
Hard News - Beauregard Tromp, Sunday Times “The killing of Emmanuel Sithole”
Columns/Editorial - Verashni Pillay, Mail & Guardian for a series of columns
Enterprise News - Bongekile Macupe and Zoe Mahopo, Sowetan “Big stink”
Feature Writing - Mia Malan, Mail & Guardian “Diepsloot: Where men think it’s their right to rape”
Investigative Journalism - Siphe Macanda, Daily Dispatch “Siyenza toilet scandal”
Editorial cartoons - Dr Jack and John Curtis, Eye Witness News (EWN) “Munich 1935 -2015”
Graphic Journalism - Rudi Louw, Graphics24: City Press “In search of a better life”
Popular Journalism - Everson Luhanga, Daily Sun “Oscar scores in jail”
News Photographs - James oatway, Sunday Times “The killing of Emmanuel Sithole”
Feature Photographs - Conrad Bornman, Volksblad “In the shadow of the valleys”
Sports Photographs - Alon Skuy, The Times “Lesotho – Ski escape”
Presentation (layout and design) - Nelandri Narianan, The Star “Face of our past”
Multi-Platform Stories - Elsabe Bits and team, Netwerk24 “Homo Naledi – Pakket”
Multimedia Stories - Jessica Mulder and team, eNCA.com “Hope to Glory”
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Driving through the streets of Mbombela, the lamp posts are laden with posters of the biggest Festival in the Lowveld. This town with a modest population grew by thousands over the next few days with people from all over South Africa streaming into town for the festival, which was held between 29 June – 2 July 2016.
The Innibos National Arts Festival is an annual event which showcases music and art from around the country in the city of Nelspruit. To kick off the festivities, m ore than 800 carnival artists from different music, dance and cultural groups participated in the carnival parade which took place on the opening day. The participants left from the West Pack Lifestyle Centre and followed a three-kilometer route ending at Lowveld High School, the aim of the parade being to showcase the vibrancy and diversity of Mpumalanga and its people. This was the first year that the carnival parade was showcased and it was a huge success, with spectators lining up all along the parade route to watch.
For those who have a flair for theatre productions this was a year of many firsts, English theatre came alive and captivated the audience at the Innibos National Arts Festival this year with Athol Fugard’s play, People Are Living There. The play featured seasoned actress Anna-Mart van der Merwe who plays the lead role in the production and has been nominated for a Naledi Theatre Award for her portrayal of the character Milly.
Art lovers could go to the Nelspruit Burgesrsentrum where artwork from artists such as Nathani Lüneburg, Samsom Mnisi, Vusi Beauchamp and many more were showcased. Seasoned musicians such as Elvis Blue, Karen Zoid, Prime Circle, Dr. Viktor and the Rasta Rebels; to name a few, provided festival revelers with entertainment throughout the four nights.
Standard Bank continues to be a proud supporter of initiatives such as Innibos Music Festival because we know the importance of growing the arts, music and culture of the country. We look forward to an even bigger event next year. For more information on the festival please go to www.innibos.co.za
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We’re celebrating Mandela today with a book drive for kids!
The 18 th of July, proudly celebrated as Mandela Day is a call for South Africans to honour Madiba’s birthday; his legacy by serving those less fortunate. Alone, we may not be able to change the world but by donating just 67 minutes, we may be able to change one person’s world.
Madiba was a firm believer that education is the most powerful weapon to change the world. It’s in this spirit, that we’ve initiated a Mandela Day Book Drive Campaign, in support of the Nelson Mandela Children’s Fund.
Come July 18, our employees will volunteer and give back to local communities by participating in the following activities in honour of Mandela Day:
Mandela Day Book Drive.The book drive will run throughout the month of July, giving employees the opportunity to purchase books for Grade 2-3 learners. Books will be donated to schools during the week of 18 to 22 July 2016.
Library Makeover. Employees are volunteering their time to participate in a library makeover programme at pre-selected schools. This will happen in Gauteng, Limpopo, Free State, Eastern Cape and Northern Cape.
Sandwich making. Our employees are volunteering their time to make sandwiches for crèches and homeless people.
What are you doing to make every day a #MandelaDay?
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People the world over are choosing digital as a more efficient, convenient solution for their banking needs, enabling them to bank on their terms. As a direct result, we’ve seen our mobile traffic grow by 100% a year, in-branch transactions decline and ATM usage now makes up less than 5% of total banking transactions. Digital is clearly the present and future.
Though 95% of our transactions are already electronic, making us a truly digital bank, we still aim to deliver an even better customer experience. Our smartphone app, for example, is designed to give you a single, instant view of your complete banking services, regardless of where you are or the products you’ve chosen. It includes the ability to open accounts online, move money across borders, trade shares internationally and even lodge homeowner insurance claims. With the benefits in mind, it’s no mystery that the move to mobile has been so enthusiastically received:
Most customers now bank outside of traditional banking hours
To date, the total number of unique Standard Bank universal banking IDs created is more than 600 000
So far, over R5.7 billion has been traded on Standard Bank’s Online Share Trading App
Over 22 000 merchants and more than 200 000 customers have signed up for SnapScan
InstantMoney has processed more than R7.5 billion in transfers and remittances.
Currently, Africa’s smartphone penetration stands at 60%. As we strive to become a digital leader, we must leverage this fact as our apps evolve: Our aim is to be always on and always connected through current, accessible technology like smartphones and tablets, further personalising customer experience on the continent.
To this end, we have placed you at the heart of our digital strategy, resulting in numerous first-to-market innovations:
The single digital ID across multiple countries
Biometric identification for mobile banking
An app enabling clients to trade across 29 different stock exchanges off their mobile device
24/7 Banking instant messaging service for Private & Prestige customers
A card console to remotely turn cards on and off, and control when and where they may be used
Snapscan, which enables mobile phone payments using QR codes or iBeacons, regardless of where customers bank.
According to Peter Schlebusch, Chief Executive for Personal & Business Banking, the customer experience of the future will be worlds apart from what it was a few years ago; digital platforms will better understand and anticipate customer behaviour, and only one click will achieve multiple outcomes. These future capabilities will not only be more convenient and engaging, but will also cost less – a trend that will continue as more consumers embrace digital channels.
For increased banking convenience, give our apps a try.
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This Youth Day, we are reminded again of the inspiring resilience of the youth of South Africa, and their promise. The SHIFT initiative connects inspiring South Africans with South African youth - helping them move towards greatness.
What do Refiloe Modiselle, DJ Zinhle and Tats Nkonzo have in common? They’re all incredibly skilled in personal branding and through the SHIFT initiative, they’ve helped the leaders of tomorrow get inspired today. SHIFT is all about helping young South Africans move towards greatness by challenging them to better themselves. The SHIFT event which took place on 19 May 2016 saw local role models like Refiloe Modiselle, DJ Zinhle & Tats Nkonzo share their advice on personal branding with students.
From recognizing your worth and using self-love to progress, to understanding how to keep your personal brand relevant – the speakers shared their advice and lessons with the attendees. Students were able to benefit from valuable pointers from model Refiloe Modiselle, music artist & business woman DJ Zinhle and comedian Tats Nkonzo.
Motlatsi Mkalala, Head of Youth Customer Financial Solutions expressed his support for young South Africans striving to perform & grow: “I believe that you’ll realise your dreams because you’ve taken an important step in your self-actualisation journey…The challenge now is what are you going to SHIFT in your life?”
Find out more about the SHIFT initiative here.
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