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Simple safe online shopping with Virtual card
Community Coordinator

Create your Virtual Cards today for safe, convenient online shopping. You can also use it for online services like Zando, Uber and Travelstart and more.


Here is how you can create, load and use your virtual cards:


  • Step 1: Log onto the Mobile Banking App,
  • Step 2: From the home screen, tap on "more" at the bottom right hand of your screen, 
  • Step 3: Tap on "Explore Products",
  • Step 4: Tap on "Virtual Cards"
  • Step 5: On this screen, you'll find more information on the Virtual Card, tap on "get started",
  • Step 6: A new Virtual Card tile will be created on your home screen, tap on the tile to continue,
  • Step 7: A list of the available Virtual Cards will appear,
  • Step 8: To create the Virtual Card, tap on "create",
  • Step 9: For example, to create and Admyt card (which can be linked to your Admyt account) tap on "create",
  • Step 10: This next step will show information about the card, tap on "create" to continue,
  • Step 11: A One Time Pin (OTP) will be sent to your phone, input the digits to continue,
  • Step 12: Choose a 5 digits secure code for your virtual card,
  • Step 13: On entering this, your card will be created and you will automatically be shown the next screen,
  • Step 14: A green message will confirm that your card has been successfully created, 
  • Step 15: Here you'll be able to create a nickname for your card,
  • Step 16: You can also hide and reveal your card number and CVV number,
  • Step 17: You can change your secure code at any time by tapping on Set Secure Code.


Gray Africa
Not applicable

What would be the point of this card? My cheque card can already do everything online. I am serious, I really would like to know what consumer problem you are solving with this card?

Occasional Visitor

Can I be able to use the virtual card if am using the student achiever account?

Community Coordinator

Hello Gray Africa,  


There are cutomers who are not comfortable with sharing their Cheque/Credit Card details online. The Virtual Card is a solution to that problem/ fear. It is also a solution to the Student Achiever Account holders who currently can't shop online with their Debit Card. I hope this answers your question. 

Community Coordinator

Hello MOBI,


Yes, you can use the Virtual Card when you are a Student Achiever Account holder. Please download the Standard Bank App, so you can use the Virtual Card.

Mr Mike
Not applicable

What is the spending limit on a virtual card? Is it simply the amount held on the card? Is it enough to buy plane tickets for example?


Siyabulela B
Not applicable



how do you load money? Can you transfer from and to the virtual card?

Not applicable

Can someone from standard bank tell me why my standard bank mobile won't work? I been trying for more than a year but it doesn't go past my password, it always says " technical error" . I even went to the branch but they couldn't help me. I can't even link my debit card to PayPal

Match Gal
Not applicable

Hi, how do I obtain a 3d secure code when checking out online shopping using my virtual card? Thanks 

Not applicable

How do I go about to get a 3D secure code on my virtual card?

New Member



Frequent Visitor

How do I scan a QRcode to make a payment? 

New Member

How do you increase limits on the app and how to O top up on my virtual card?


Not applicable

Hi, how do I get a statement on the purchases made using the virtual card?

JME Wood
Not applicable

What are the charges involved with virtual cards?

New Member

How do I obtain my 3D secure code?

Erik H
Not applicable

Does the virtual card allow a negative balance? If so what is the limit?

D Friedman
Not applicable

How does one cancel a standard bank virtual card

Not applicable

need help ...... ASAP ..... I need to reverse a payment on my virtual credit card .

Gemmy Bakshi
Not applicable

I'm an International Customer, and want to buy something from South African website But Takealot website does not accept International Credit or Debit cards.

Can I use this card and make my purchase? I already have a functional local SA phone number.

Not applicable

can you make an internatonal online purchace with with the virtual card and is it a debit or credit card.Thanks