At Stanbic IBTC, the operational mantra revolves around gaining insight into customers’ needs through a variety of channels to deliver products and services that meet those needs.
Stanbic IBTC Bank’s bouquet of transactional products are designed to empower existing and potential customers across the various market segments.
A peep into some of the accounts will further highlight the unique benefits therein.
Savings Account The Stanbic IBTC Savings Account earns a commendable 3.9% (fixed by the CBN) interest monthly; ranking the return among the highest in the industry. However, there won’t be interest if the customer makes more than three withdrawals a month. Easy access to cash with the Stanbic IBTC account holder is guaranteed as the customer is issued a debit ATM card which can be used at any time. Convenience and accessibility are further enhanced via a multilingual customer care centre, which is available to the account holder 24/7. In addition, transfers and balance enquiries can be made through our Internet banking services. The account is also open to the payment of cheques once you have filled and sent two valid reference forms. A fee is however charged for depositing cheques into the account. The account requires only a daily balance of at least N500 at any time. For more information, go here: http://bit.ly/1D7GgRc
Personal current account Our personal current account, which is easily accessible from any Stanbic IBTC Bank branch, ATM or electronic platform, embodies total transactional banking due to the full suite of features built into it. For a start, you are issued a MasterCard debit card to enable you have access to your money at any time. If it is a salary current account, the customer will have access to easy loans to meet personal or business needs, and you will not pay any charges on your transactions. Additional financing needs through overdrafts are easy and quick to arrange. This account allows the customer to lodge cheques and dividend warrants as well as withdrawal by third parties. On this account, you will enjoy full e-banking options, including telephone and internet banking. You can also make banking transactions while mobile via the Stanbic IBTC Mobile app and by dialing *909# on your phone. For more information, go here: http://bit.ly/1Ccu0tN
SME current account Our SME Current Account is designed to help actualize the major role of this business sector in stimulating economic development and wealth creation. It is a special current account with ZERO COT designed for SMEs with annual turnover of less than N60m. Apart from accessibility 24/7, every query is handled promptly, ensuring that the needs of the business are addressed. Other additional services include the issuance, at no cost to you, of the first cheque book each year; free internet banking and free SMS and e-mail alerts. To support capacity development, you will get 25 percent discount on select capacity building courses, besides professional support and guidance to nurture the business. Find out more about our SME current account here: http://bit.ly/1AGnNaC
Mobile Money Wallet Our *909# Stanbic IBTC mobile money service, one of the first to be launched in Nigeria, is ideal for you and your business if you want a basic account that is convenient and secure. The wallet is operated using any mobile phone. Because it is designed to allow you to carry out financial transactions anywhere and at anytime, it has been instrumental in enhancing financial inclusion in Nigeria by attracting a sizeable number of operators in the informal economy. With *909# Mobile Money, you can make/receive salary payments, buy airtime, make one-on-one money transfers, pay for goods and pay bills, among many others.
As a business owner, you will put the Stanbic IBTC mobile money to additional uses such as making bulk payments, for paying salaries or bursaries to employees through their Mobile Money accounts, or to their bank accounts. You can easily pay utility bills as well as make point-of-sale payments. More information here: http://bit.ly/1FAoipp
Offshore account Our offshore account is targeted at those who receive funds in foreign currency, have multiple global income sources or business interests abroad, own property abroad, travel frequently, have family studying or working abroad or are looking to diversify their finances. We offer a cross-border banking solution for your global banking needs, together with the assurance of banking with a trusted and reputable brand: Standard Bank Isle of Man Limited, an affiliate of CfC Stanbic Bank. With this account, you have access to your US dollars anytime and anywhere. We also offer access to other currencies that you may need. It offers fast and secure Internet banking, making it easy for you to receive payments from any country in multiple currencies. It also provides access to a secure Visa debit card; you don’t have to carry large amounts of cash, cheque cards or travelers cheques. There are no account fees, maintenance fees or monthly charges when the minimum balance is maintained. You get interest when your account is in credit, and you get access to a range of international services, including foreign exchange and deposit savings accounts. You have your currency consolidated in one place to ensure easy management. In addition, you will have access to your money while you work or travel abroad. There is also provision for security against exchange rate fluctuations. You do not pay a foreign currency deposit charge, and you get unlimited access to foreign exchange. It ensures fast money movements as no exchange control restrictions exist in the Isle of Man where it is domiciled. There is also the certainty and security with the Isle of Man’s Depositors’ Compensation Scheme.Find out more here: http://bit.ly/1GVG05i