This is a question that is often associated with reluctance to participate in an activity. For everybody, the answer to this question may be the final piece to closing an important deal.
Have you been asking why you should choose us for all your personal and business banking needs?
We are happy to give you 4 simple reasons:
1. Your transactional needs are covered: Our modern transactional platform not only saves you time and money with our zero COT and bundle pricing offers but also provides an excellent reason to choose us with the combination of alternative channels including convenient mobile and internet banking.
But hang on, that’s not all.
When you consider that we are able to provide the same exceptional service both locally (i.e. Naira and domiciliary) and internationally through our offshore entities in Jersey, Isle of Man and Mauritius, you will realise that we’re the bank you need now and the bank you will need when you’re incredibly wealthy.
We are also in a great position to support your trade requirements for letters of credit or telegraphic transfers especially when you are looking to buy from China with our relationship with ICBC, the largest Chinese bank.
2. Your borrowing needs are swiftly met: As a salary account holder or a business that banks with us, you get access to loans to help you meet your personal and business needs with minimal fuss. So to enjoy an overdraft or a credit card; or a personal loan that you can use for anything, we are your best bet.
And for the business that needs help with working capital financing - overdrafts, LPO financing or invoice discounting, we will support you. These and more will make us your preferred partner as your business grows.
3. Savings and investments are our forte: From the days when the Stanbic IBTC Nigerian Equity Fund delivered 93.8% returns and became the largest equity mutual fund in Nigeria to when we launched the largest pension fund administrator in Nigeria, Stanbic IBTC Pension Managers Limited, we continue to provide you with a wide range of savings and investment options to meet your short and long term personal financial plans.
We give you a regular savings account with high returns and fixed deposit options for longer term savings and even higher returns. Our ContractSave account automates your savings and lets you save easily towards a project or that holiday trip.
You can also access the best of government securities through our treasury bills purchase platform or through the Stanbic IBTC Money Market Fund. Further investment options are our stockbroking services; and our other mutual funds.
In summary, we will help you to grow your money no matter the level that you are at today.
4. Our assurance services will make you feel secure: When you have worked hard or saved a lot, you may worry about the risk of losing what you have. With our associate, Liberty THT for your health insurance needs and guidance on insurance companies for general and life insurance, we help you live a more fulfilling life with your risks better managed.
We also provide for inter-generational transfers by helping you put together your will and trusts - local and offshore - to ensure that the right people have access to your wealth. For growing businesses, our corporate trust service helps you put your lenders in a place of comfort and improves the overall quality of your business governance.
So, "why should you should you choose us?” At Stanbic IBTC, we like to see you Moving Forward. :)