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It seems that U.S. banks are not recognising the South African MasterCard. My latest problem is with Time Magazine's local office. Their Citibank account has refused to accept my valid MasterCard on 3 occasions. I have experienced a similar problem in the U.K. with a company called Lightning Source where I renew the listing of my book on Anazon. For several years now I have been able to pay the renewal fee (£8!) with my MasterCard. Despite several attempts late last year and this their U.S. bank (I do not recall which bank it was - Bank of America?) simply refused to process my attempted payment. Please investigate and advise. S.R. Murray - MasterCard no. 5221 2664 6692 2985. E-mail: [email protected]