I have been waiting since 4th October for an inward remittance to be credited to my account. It is now 9th October. The overseas bank has confirmed that Standard Bank was ctedited on 4th October, but there is no sign of the credit. Meanwhile, Standard Bank has rejected a numbre of direct debits due to "insufficient funds", and they will undoubtedly charge extoritionately for the inward remittance. This is, at best, inefficient, and perhaps fraudulent. I cannot yet confirm that the transfer has been completed, even though all details are accurate.