I am a private banking client and pay. Premium for this service. My credit card expired in March 19 already and I am an still waiting for the courtesy for Standard Bank advising me and sending me my new card. Why am I paying he premium for a private banker. Fortunately I have a cane from another professional organization that care about their clients and I am now using their credit card exclusively seeing my 50k-80k I spend on a credit card is not of Standard Banks interest.