Someone has paid money into my account to purchase an item. I sold the item to them online. I do not know them at all. Are they able to reverse the funds without my consent? I have heard of this happening before. What options are available to me should they reverse the funds and I have already released the item? Surely there is protection against this else everyone would be paying efts for items and then reversing them once they have the item? I went into a std bank branch today and the lady told me that its possible within 40 days to reverse the money and there is nothing i can do about it. im looking for a second opinon...