i received a pmt from my ex husband who is also a std bank acc holder. I am loaded As a beneficiary on his side and have been able to receive instant efts from his account to mine for the purpose of our childrens maintenece etc, even on sundays public holidays the trf has reflected immediately. THat is until today, i have a medical emergency a trf was done exactly the same as every other time, yet today it reflects as latest balance but not available balance .. ive tried phonong, on hold for ages, i need theat balance cleared what is the point if it doesnt reflect immediately ? im not at all impressed with std bank chopping and changing things always to their benefit, never the clients benefit....,.