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That's correct. The home loan amount will be granted based on your affordability. Please note that you can use our online calculators to work out how much you can afford to borrow: https://www.standardbank.co.za/southafrica/personal/products-and-services/borrow-for-your-needs/home...
After you've worked out how much you qualify for, you can use our "apply feature", fill out your details and one of our consultants will contact you between 2 - 3 business days to take you through the process.
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