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Community


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Personal loan

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5 REPLIES 5
Lorrybate
Occasional Contributor

I wouldn`t recommend you receiving the first offer you get, it is better to read more about different loan providers to compare their conditions. Maybe this site https://laina-finance.fi/ will be helpful for you. Their reviews on loan companies are true and informative, you will obviously choose the best option.

DanielStone
Occasional Contributor

I'm sure you received this email by mistake. Now many organizations make such mistakes, since the whole process was previously automated and the counting algorithms simply did not have time to update. There is also another option. Despite the fact that all payments were delayed by 3 months, you can still pay them in advance. Perhaps with the expectation of this, these letters were sent. I use the system of loans from rateweb and I also received a similar letter. Nothing bad happened. In the event that a bank violates this system, then it will be officially punished, since the law on deferred payments was adopted at the government level.

Juglooma
Contributor

I think that in cases like this they probably wanted to not charge you anything but the computer system that is regulating the balance of each account is pre-written and they are working using a pre-installed algorithm. This situation is the reason why I am not a fan of banks and the whole system of taking loans from a bank. The only reason I took out a loan from the bank was when I was applying for mortgage. In general I prefer to take small loans even though sometimes the interest rates might seem a little high. In the past I have used one specific payday loan company called philaloan which is considered one of the best lending compan.... I'm really happy with the way they work because they are very profession, very friendly with potential clients and in rare cases when you can't pay the loan back they will allow a small extension on the deadline. Over all both times I used it I was very pleased and felt secure.

Mpillay23
New Contributor
Hi
I got a email 3 days ago saying there will be a 3 month holiday on payment of loans, but today i see the debit went off, why did i receive the email if i was going to be debited anyway
Johan1978
Occasional Visitor
Yes want to know why loans went off
palesaprudentia
Occasional Visitor
During his Covid-19 Pandemic i got an email that we be allowed for 3 months Payment Holiday from April, May and June. To my suprise today there was a debit order my account for a loan paymnent. How is that possible ?The Bank promised that there wont be any personal loan debit order effective from April. I need clearity on this.