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The vehicle finance unlike home loan doesn't come with access facility. When paying in surplus on your VAF (Vehicle Asset Finance) you will be contributing towards finishing the term earlier.
For more information on Home loan Access Bond, please follow the below link for more information: https://www.standardbank.co.za/southafrica/personal/products-and-services/borrow-for-your-needs/home...
Let us know should you need further assistance on this.
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