With our local banks being under the whip,its refreshing to see a semi-bank,actually a micro lender doing so well....They have just been given a loan by the European development bank ,which is rated triple AAA....i'm alwys chary of bank shares in this time,as there are so many rules and regulations for them to meet as well taxes amd ill-feeling towards them generally....How ever i 'm quite hopeful this operation will fly as they are already well represented all over Africa....i'm adding to my holdings whenever i have extra funds....a thought has crosed my mind that they might become a take-over target in time.Really only my opinion.