Of late i have gone off installments,as they only do well in bull markets,they lose in static markets as there are the costs and the gearing eat into the gains at other times.....How ever ,i've made some tentative purchases in both GND ,which i intend keeping till ex-LDT date and JDG which i intend keeping after the interim and through till the final ,then sell ex -LDT as it is now showing some promise....I'm eyeing MPC and later i'll consider First Rand or Rand merchant bank,in about June as by then all the bad news would be hopefully out....Please add your thoughts.