Following on what John said, my portfolios consist of share accounts for investing and CFD accounts for trading.In 2005 I bought BSR for 80 and sold a year later for 660 (profit attracted tax at marginal rate)thinking I made a killing, only to see them go to over 3500 a couple of years later, now that would have been a killing. Twelve years ago bought a nice parcel of RBW at 125,since then collected 562 in divs and now trading at 1800( would only attract CGT if sold).As the saying goes, "not timing the market , but time in the market". Since late last year I have concentrated more on dividend stripping with my CFD account, and these are my figures for financial 2011. Return on capital taxable 37.4% (22.4% after tax) and 9.0% return tax free in fornm of dividends.So far this financial year (mar,apr),1.7% taxable and 7.5% tax free (divs),the latter going to get a nice boost when BTI divs added for May.My big div plays mar/apr were MMI,ASA,SBK. Stole some ABL at 3345 (incl costs) on tues, so the immediate fiturelooks bright.Like to hear your ideas, after all isn't this what this forum should be about ...helping one another fill thr piggy bank.