They probably hate someone like me. I have an excel sheet with 3 categories with line items under each - Insurance, Expenses, Investments. Each category has a % assigned to it. My goal is to keep monthly investments as close to 20% of after tax salary as possible and keep the rest as low as possible. I can probably not account for hundreds of rands per month, and not thousands. The process is really that simple, and no one needs to pay for this service. First payment every month goes to investments - "The richest man in Babylon". I keep it very simple and it's a working formula.
For R69 you can send me your statements I'll tell you how much you have/don't have. I'll even do a video... on a serious note didn't this Mr Weis get caught with rather a large amount of cash in a suitcase on his way to a swiss bank?
They prolly hate people like me too. Years ago (20y +) I downloaded a freeware home accounting package (DOS based, but lightning fast). Entered all my transactions, broken down into categories. Was an eyeopener on what, at that stage, I spent my bucks on. One thing it taught me was that if I cut down or eliminated my recurring expenses I could save a bundle. So I cut out all the rubbish, paid off the CC and vehicle and saved an even bigger bundle. Got to a point where I could easily sock away 30% or more of my after tax income. I got so good at it,it is now almost automatic. So no. 22seven will not be getting 70 bucks from me.
Their website says, "22seven is an independent and privately owned company funded by Hasso Plattner Ventures Africa, the Hollard Group and a consortium of angel investors.... " My personal experience, if Hollard is involved then one MUST stay as far from away from them as possible...