The total market cap for the major banks in America amounts to about $900 billion so I do not see why the $700 billion bail out will not fix the credit crises. That will double the market cap. Tax payers can buy all the below banks with the bail out money, that is just about $2500 per person so what's the problem, they spend that amount on a couple of purchases at the mall. AXP American Express Company 23.15 -0.85 / -3.54% 45,642,847 63.63 - 23.33 26,839,693,300 AIG American International Group, Inc 2.33 -0.06 / -2.51% 228,360,300 69.91 - 1.25 6,264,983,220 BAC Bank Of America Corporation 20.87 +1.24 / +6.32% 213,075,488 52.96 - 18.44 104,705,937,850 BK Bank Of New York Mellon Corp 26.50 +3.32 / +14.32% 21,456,155 50.26 - 20.49 30,370,855,000 SCHW Charles Schwab & Co., Inc 20.20 +1.95 / +10.68% 21,752,237 28.75 - 10.75 23,264,663,200 C Citigroup, Inc 14.11 +1.18 / +9.13% 260,983,222 48.95 - 12.85 76,834,495,230 CMA Comerica Incorporated 24.33 +1.61 / +7.09% 5,832,476 54.50 - 19.31 3,660,472,830 GE General Electric Company 21.50 +2.49 / +13.10% 275,275,400 42.09 - 19.00 213,882,602,000 GS Goldman Sachs Group, Inc 88.80 -12.55 / -12.38% 71,348,025 250.70 - 85.88 35,115,249,600 JPM JPMorgan Chase & Co 41.64 +4.96 / +13.52% 112,986,930 50.63 - 29.24 162,587,419,080 LEH Lehman Brothers Holdings Inc 0.10 -0.00 / -2.00% 24,005,429 67.73 - 0.02 67,522,000 MER Merrill Lynch & Co., Inc 15.75 +2.43 / +18.24% 78,865,272 76.31 - 12.12 24,093,625,500 MS Morgan Stanley 9.68 -2.77 / -22.25% 207,088,145 69.02 - 11.70 10,272,541,840 STT State Street Corporation 43.20 +2.20 / +5.37% 13,694,087 86.55 - 29.09 18,651,513,600 PNC The PNC Financial Services Group, Inc 68.00 +8.15 / +13.62% 8,589,309 87.99 - 49.01 23,561,796,000 UBS UBS Ag 15.30 -0.20 / -1.29% 7,436,000 57.83 - 12.22 33,818,844,600 WB Wachovia Corp 5.15 +1.55 / +43.06% 156,745,170 51.41 - 0.75 11,118,103,250 WFC Wells Fargo & Company 28.31 +1.06 / +3.89% 122,100,460 44.69 - 20.46 93,676,685,910