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Black Friday and Cyber Monday are prime opportunities for online scams. Be sure to protect yourself.
Black Friday and Cyber Monday are just around the corner – and just as legitimate retailers are preparing their online stores and special offers to attract customers like you – fraudsters are also getting ready to cash-in on the year’s biggest shopping event.
Make sure you’re aware of the following shady tactics so that you don’t become a victim of an online shopping scam.
How this scam works:
What the scammers are after:
How to protect yourself:
It’s important to remember that these sites look very professional. They use online store templates that are easy to set up. It’s therefore important to know what to look for when you’re visiting a new online store. These are good indicators that the store is not legitimate:
Here are some tips to ensure you don’t fall victim to this scam:
How this scam works:
Formjacking is when cybercriminals hack a real website and take over the functionality of the site’s form page or checkout pages of a website. This enables hackers to collect your sensitive financial information without you even realising that your data is being stolen.
What the scammers are after:
How to protect yourself:
Unfortunately, form jacking is discreet and doesn’t require any user action, which makes it an attractive option for cybercriminals.
The best way to protect yourself is to know what’s happening at all times with your accounts:
How this scam works:
Overpayment scams are designed to get you to ‘refund’ a scammer who has sent you too much money for an item that you are selling, usually via a website that lists used goods, through classified ads or on social media platforms.
The scammer will make a payment that is larger than the agreed-upon amount and then contact you and apologise for the error. They will request a refund of the excess amount and you will only discover that the original payment has been blocked, cancelled or has bounced after you have made a legitimate refund through their payment method of choice.
What the scammers are after:
How to protect yourself:
Unfortunately, it’s important to beware of anyone who overpays you because it may be a scam. To protect yourself:
Make use of Standard Bank’s Escrow Service, which makes every buyer and seller trustworthy. If you’re a buyer, our Escrow service safeguards your funds in a trust until the seller delivers what was promised. If you’re the seller, you can also have peace of mind as the trade will only start when the buyer has
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Hi, I recently paid for online shopping using my app and I would like to reverse my payment, because I think it was a scam. It's been 15 days and I haven't received any response from them and my order status is still the same.
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