I would like to know why I am paying a fixed monthly fee of R105 and being charged for almost every transaction I make. For example: I pay R1.50 every time I buy electricity, R1.20 every time I buy airtime and I pay whenever I withdraw cash. I was told by a bank official that with my elite plus current account these fees would not be applicable as I'm paying the fixed monthly fee. This is preposterous as the bank seems to be charging the fixed fee for swiping only and this was not my understanding. Really considering using another bank with lower charges.