My salary date is the 27th of the month and all my debit orders are set for this date or later.  After more than 30 years with Standard Bank, this month seems to be different.  One debit order went off on 23/03 and three more on 26/3.  This pushed me over my overdraft, and now I see I have been charged 3 X R130 by Standard Bank for Honouring fees!  I just Googled NAEDO and saw that collection is only processed when there are sufficient funds in the account, so why did this go through when my available balance did not cover it and it would be covered the next day?  To charge me an extra R390 in bank fees?  Do I have to fear this for next month again?