Hi @pmngceza.
I totally understand your concerns.
The Alternative way is to always keep your account on a positive balance by using our mobile app.
You can check your available balance before using your card.
Please also note that merchant normally banks funds at a later stage than the actual date of the transaction.
Hence you see different date on the description which result in more fees.
I hope this share more light regarding honouring fee.
Kind regards,
Fana.
Standard Bank Team.
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