Hi All. Thanks for all of your responses. Amazing! - I started out doing this soley for myself only, BUT then basically just wanted to help out some family members earn better returns on their funds (invested in fixed deposits within Banks etc). Simon, in terms of Capital & Guarantee - Yes, I can actually cover it (I always keep a "Cash Buffer" on hand that covers the Capital amounts invested with me). 'Buyme" - I am not a Financial Planner. 'Jim Bean" - I do not charge a fee for my services, BUT I do however take a % of the return (over & above my % R O R guarantee). Wino & BC01 - thanks for your input & will look into it. – I thought about the health & even death issue (even have a back up in place), BUT yes this would complicate things."Stachel" - will look into this as well. I have to admit that in some instances it is just not worth trying to help others...as one may just end up in trouble. I certainly will discontinue this practice soonest. If it is anyway breaking the Law then I am against it. Thanks again,
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