So now we buy a chunky stake in UK 's equivalent of outsurance - however despite the announcement ( of look how clever we are) I am worried that this is possibly just "more of the same" in a market that will make sushi of you if you get it wrong - okay they are paasive shareholders I know - but why do I get the idea that this is not a board brimmimg with cutting edge ideas and direction setting. I think this is overpriced still.