...interesting article on moneyweb.co.za. ....Friends against my advice went in in the booms times,won't name which one,but now have difficulty in withdrawing their money...and there in lies the rub!Many of these schemes did not live up to the promises of increased capital and income growth.MUCH BETTER PROPERTY UNIT TRUSTS AND PROPERTY LOAN STOCK,AS THEY MAKE NO PROMISES AND ITS EASY TO EXIT WHEN EVER U WANT and cost only brokerage fees.Poor Deon Basson top journalist published an expose of Sharemax a couple of years ago ,now faces being sued by them for deformation.How ever now plenty of others are questioning their charges structure etc.See also comments on the article.