Overdraft

[Car-2]

Hi

I would really appreciate it if someone could assist me in regards to my overdraft.

I have an overdraft of R5000, but what I would like to know is that when your salary gets paid into my account, do they deduct the R 5000 from your salary?

Say for instance my salary is R 15000, then after the R5000 is deducted, R 10000 is left, but you can go into your overdraft. So basically you only have an overdraft for one month, after that there is actually no overdraft. After that month you are still stuck with your same salary amount??

Please can someone give me more info on this?