Thanks Alonzo! Jughead, there is a massive difference between the two types - 3pm gears you and your interest payment is pegged to the original loan. CFD's and installments on the other hand charge you interest on the total exposed amount, so as your portfolio value increases, so does your interest. The strategy for long term gearing in property is that your portfolio increase, and the yields, will eventually grow to a point where they cover the loan repayments. You will never accomplish that with a CFD or installment.