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Why Choose Stanbic IBTC?
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We present here, 4 simple reasons why you should choose Stanbic IBTC Bank for all your personal or business banking needs:

1. Your transactional needs are covered:
Our modern transactional platform not only saves you time and money with our zero COT and bundle pricing offers but also provides an excellent reason to choose us with the combination of alternative channels including convenient mobile and internet banking. Making and receiving payments is very easy with our direct debit platform and speedy sms and email alert services.

We are also in a great position to support your trade requirements for letters of credit or telegraphic transfers especially when you are looking to buy from China with our relationship with ICBC, the world’s largest bank.

When you consider that we are able to provide the same exceptional service both locally (i.e. Naira and Domiciliary) and internationally through our offshore entities in Jersey, Isle of Man and Mauritius, you will realise that we’re the bank you need now and as your wealth grows..

2. Your borrowing needs are swiftly met:
As a salary account holder or a business that banks with us, you get easy access to loans to help you meet your personal and business needs. So to enjoy an overdraft or a credit card; or a personal loan that you can use for anything, we are your best bet.

And for the business that needs help with working capital financing - overdrafts, LPO financing or invoice discounting, we will support you. These and more will make us your preferred partner as your business grows.

3. Savings and investments are our forte:
From the days when the Stanbic IBTC Nigerian Equity Fund delivered 93.8% returns and became the largest equity mutual fund in Nigeria, to when we launched the largest pension fund administrator in Nigeria, Stanbic IBTC Pension Managers Limited, we continue to provide you with a wide range of savings and investment options to meet your short and long term personal financial plans.

We give you a regular savings account with good returns and a fixed term deposit option for longer term savings and even higher returns in Naira and in other currencies. Our ContractSave account automates your savings and allows you save easily towards a project or that holiday trip.

We also enable you access the best of government securities available through our treasury bills purchase platform or through the Stanbic IBTC Money Market Fund. Further investment options are available through our stockbroking services which you can access for equities trading; and our other mutual funds.

In summary, we will help you to grow your money.

4. Your assurance needs will make you feel secure:
When you have worked hard or saved a lot, you may worry about the risk of losing what you have. With our associate, Liberty THT for your health insurance needs and guidance from insurance companies for general and life insurance, we help you live a more fulfilling life with your risks better managed.

We also provide for inter-generational transfers by helping you put together your will and trusts - local and offshore - to ensure that the right people have access to your wealth. For a business that is growing, our corporate trust service helps you to put your lenders in a place of comfort and improves the overall quality of your business governance.

So, "why us?” Well, because at Stanbic IBTC, we always want to see you Moving Forward. More information here: